Debt-to-Income Ratio Calculator
Calculate your debt-to-income ratio to understand your financial health and loan eligibility.
Your Debt-to-Income Ratio Results
0%
DTI Ratio
$0
Monthly Income
$0
Monthly Debts
DTI Ratio Guidelines:
- 0-28% Excellent - Easy loan approval
- 29-36% Good - Likely approval
- 37-43% Fair - May need higher down payment
- 44%+ Poor - Difficult to get approved
Tips to Improve Your DTI:
- Pay down high-interest debt first
- Increase your income
- Refinance existing loans
- Avoid taking on new debt