Introduction
At SmartDebtPayoffCalculator.com ("we," "our," or "us"), we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your information when you use our debt calculator and related services.
Information We Collect
Information You Provide
- Calculator Data: When you use our debt payoff calculator, we collect the financial information you enter (debt amounts, interest rates, monthly payments, etc.) to provide you with personalized debt payoff strategies.
- Contact Information: If you choose to contact us or sign up for our newsletter, we may collect your name and email address.
Automatically Collected Information
- Usage Data: We collect information about how you interact with our website, including pages visited, time spent on pages, and calculator usage patterns.
- Technical Data: We automatically collect your IP address, browser type, device information, and referring website.
- Cookies: We use cookies to enhance your experience and analyze website traffic.
How We Use Your Information
- Provide Services: To calculate your debt payoff strategy and provide personalized recommendations
- Improve Our Services: To analyze usage patterns and enhance our calculator and website
- Communication: To respond to your inquiries and send you relevant content (with your consent)
- Analytics: To understand how our services are used and improve user experience
Data Security
We implement appropriate security measures to protect your information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
Data Retention
- Calculator Data: We retain your calculator inputs for analytics purposes but do not store sensitive personal information.
- Usage Analytics: We retain usage data for up to 2 years to improve our services.
- Contact Information: We retain contact information as long as you remain subscribed to our communications.
Third-Party Services
We may use third-party services for analytics, hosting, and other functions. These services have their own privacy policies, and we encourage you to review them.
Your Rights
You have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate information
- Request deletion of your personal information
- Opt-out of marketing communications
- Lodge a complaint with relevant authorities
Children's Privacy
Our services are not intended for children under 13. We do not knowingly collect personal information from children under 13.
Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.
Contact Us
If you have any questions about this Privacy Policy or our data practices, please contact us at: